1) Acceptance of Terms

By accessing or using FitOver40Guide.com (“Website”), you agree to be bound by these Terms of Use and our Privacy Policy & Disclaimer and Cookie Policy. If you do not agree, do not use the Website.

2) Eligibility & Permitted Use

• You must be at least 18 years old.
• You will use the Website only for lawful purposes and in accordance with these Terms.
• You will not copy, scrape, reproduce, distribute, or create derivative works without prior written consent.

3) No Professional Advice

Content is for informational/educational purposes only and is not medical, legal, financial, or professional advice. Always consult a qualified professional before acting.

4) Affiliate Links & Third Parties

We may include affiliate links and third-party offers and may earn commissions at no extra cost to you. We are not responsible for third-party content, products, services, terms, or policies.

5) Intellectual Property

All content is owned by or licensed to us unless otherwise noted and is protected by intellectual property laws. Unauthorized use is prohibited.

6) Disclaimers

THE WEBSITE AND CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND.

7) Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or any loss of profits, revenue, data, or use, arising from or related to your use of the website or third-party services.

8) Indemnification

You agree to indemnify, defend, and hold harmless the Website and its owner(s), contributors, and affiliates from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of your use of the Website or breach of these Terms.

9) Governing Law & Venue

These Terms are governed by the laws of Ontario, Canada. You consent to the exclusive jurisdiction and venue of the courts located in Ontario, Canada.

10) Changes

We may modify these Terms at any time by posting an updated version. Your continued use constitutes acceptance.

11) Contact

Email: info@fitover40guide.com